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Terms of Use


In order to participate in the online training courses offered on this site, you must provide your name, email address, user name and password in order to create your unique user account ('User Account'). You agree that you will never divulge or share access or access information relating to your User Account with any third party.

In setting up your User Account, you may be prompted to enter additional optional information (e.g. information relating to your employment). You represent that all information provided by you is accurate and current and agree to maintain and update your information so as to keep it accurate and current.

In agreeing to these terms of use and making your personal information available to us, you acknowledge and agree that Ducharme Consulting (Pty) Ltd may access and process such information for purposes of statistical and record-keeping purposes, engaging in communication with you insofar as it relates to the online training courses, the agents' profession as well as the production of documents such as certificates of successful completion of the course etc.

We care about the confidentiality and security of your personal information and as such undertake to use reasonable commercial endeavours to secure the privacy and integrity of any personal information made available to us. We can however not guarantee that no unpermitted access will be made in respect of your personal information, but undertake to use reasonable commercial endeavours to disclose same to you in the event that such unpermitted access should come to our attention.


Unless indicated as being in the public domain, the content on the site is the proprietary information of EdX and Ducharme Consulting (Pty) Ltd and is protected by South African, US and foreign copyright laws. Further thereto and unless otherwise expressly stated on the Site, the texts, exams, video, images and other instructional materials provided with the courses offered on this Site are for your personal use in connection with those courses only. The may not be reproduced, manipulated, enhanced, modified or used (other than for purposes of undertaking the courses offered on this site) without the prior written consent of Ducharme Consulting (Pty) Ltd.


This site has been developed by making use of EdX open-source software in accordance with its terms of use. In agreeing to the terms of use of this site, you acknowledge and agree that any use of the site, in addition to the terms of use set out above is subject to any applicable EdX terms of use. For your ease of reference, the EdX terms' of service can be viewed here